Pradhan Mantri Jan Dhan Yojana: Uttar Pradesh leads with 9.33 crore accounts, including 5 crore women, and 91% Aadhaar seeding.

Uttar Pradesh is at the forefront in implementing all the welfare schemes for the poor and it is administered by the central government in mission mode. Thanks to Chief Minister Yogi Adityanath's constant vigilance, projects are not only being implemented efficiently and on time but based on that, a model for PM's development is fast emerging. According to the latest Finance Ministry report, UP also ranks first in the Pradhan Mantri Jan Dhan Yojana. While the number of Jandhan account holders in the country has crossed 52 crore, it has reached 9.33 crore in UP. This is the highest figure in the state. The best part is that here too almost 05 crore Jandhan account holders are women.

UP Also Has The Highest Number Of RuPay Card Holders

According to the latest figures released by the Financial Services Department of the Union Finance Ministry, there are a total of 09 crore 33 lakh 66 thousand 265 account holders in UP under the Pradhan Mantri Jan Dhan Yojana. Looking at these figures up to 29 May 2024, 06 crore 71 lakh 78 thousand 705 account holders are from rural and semi-urban areas and 02 crore 61 lakh 87 thousand 560 account holders are poor living in urban and metropolitan areas. A total of Rs 47,427.21 crore was deposited in the accounts of these 9.33 crore account holders. The number of RuPay card holders in the state is 06 crore 14 lakh 39 thousand 064 which is the highest in the country. Moreover, while the number of Jan Dhan account holders in the country is 29.11 crore, in UP it is around 05 crore, which is more than half of the total account holders in the state.

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65,000 New Accounts Were Opened During The Year

In the last financial year 2023-24, 65 lakh new Pradhan Mantri Jandhan accounts were opened in the state. Aadhaar completion of more than 91 percent of these Jan Dhan accounts has been completed so far. As of March 2023, the number of Jandhan accounts in the state was 08.68 crore, which increased to 09.28 crore in March 2024. According to the latest estimates, this number has increased to 09.33 crore by May 29, 2024.

Benefits Of The Direct Disbursement Schemes Include Personal Accident Insurance 

In fact, Pradhan Mantri Jan Dhan Yojana is a national mission. At the same time, all banking services including at least one basic bank account, financial literacy, credit, insurance and pensions should be available to all households. In addition, beneficiaries are provided with a RuPay debit card which includes a personal accident insurance cover of Rs. Most importantly, under this scheme, all government financial benefits (from central, state and local bodies) are disbursed to beneficiary accounts through Direct Benefit Transfer (DBT). Through this, the beneficiaries get 100% benefits of financial schemes directly into their bank accounts. It also helps fight corruption.